Non-Custodial by Design
Your Bitcoin is held by a smart contract you control. Votre never touches your keys — or your coins.
Fully Onchain Investment Banking
Your Bitcoin. Your Liquidity. No Selling Required.
Votre lends you US dollars against your Bitcoin — from $25,000 to $5,000,000. Non-custodial, same-day settlement, fixed rate and fixed term.
No credit checks · Fixed rates · Same-day funding
Backed by
- a16z CSX $3.75M seed round — lead investor
- Former Goldman Sachs Founded by derivatives executives
- Coinbase Base Fully on-chain settlement
The Dilemma
You didn't buy Bitcoin to sell it.
You have held through every cycle because you believe in the long term. But life moves in dollars — a home, a business, a tax bill, an opportunity that will not wait.
Selling means taxable gains and giving up future upside — the last thing a long-term holder wants.
Votre offers a third path: borrow against your Bitcoin — and keep it.
Why Votre
Private-bank discipline. On-chain speed.
A USD credit line secured by your Bitcoin — structured with the rigor of an investment bank.
Same-Day Settlement
Once terms are agreed, dollars land the same day. Liquidity without liquidation.
Fixed Rate, Fixed Term
A clear rate and a clear maturity, starting from 30 days. No floating surprises, ever.
Bank-Grade Underwriting
Built by former Goldman Sachs executives. Institutional rigor behind every facility.
How It Works
Three steps. No selling.
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Collateralize
Lock your Bitcoin into a secure smart contract on Base. Ownership stays with you, at all times.
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Borrow
Receive $25,000 to $5,000,000 in US dollars at a fixed rate — settled the same day.
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Repay & Redeem
Repay at maturity and redeem every satoshi — or renew your facility and keep borrowing.
Indicative Check
See what your Bitcoin could unlock.
Move the slider for an indicative credit line. Illustration only — final terms are set by underwriting.
Preferred term
Fixed term from 30 days — longer terms negotiable.
Collateral value
$87,000
Indicative credit line
$26,100 – $43,500
Illustrative advance rate: 30–50% of collateral value.
Illustrative only. Not an offer, commitment or advice. All facilities are subject to eligibility, collateral requirements and underwriting.
Get a Tailored QuoteBuilt For
Serious holders, families, and treasury desks.
Long-Term Holders
Bitcoin you believe in — dollars for the life you are building.
Family Offices
Flexible USD liquidity for high-net-worth clients, without disturbing core holdings.
Crypto Companies
Turn treasury Bitcoin into working capital for operations and growth.
“Votre enables individuals and businesses to borrow U.S.-dollar liquidity against Bitcoin without selling their core holdings.”
- a16z CSX · Seed Lead
- Ex-Goldman Sachs Founders
- Built on Coinbase Base
Questions
Frequently asked, answered plainly.
Do I have to sell my Bitcoin?
No. Votre is a collateralized lender. Your Bitcoin is locked in a smart contract — ownership stays yours. You simply borrow against it.
What are the loan sizes?
From $25,000 up to $5,000,000, with terms tailored to your position and horizon.
Who holds my Bitcoin during the loan?
You do — structurally. Collateral is managed by a smart contract on Coinbase Base. Votre is non-custodial and never touches your coins.
What are the rates and terms?
Fixed rate, fixed term — starting from 30 days, negotiable for larger facilities. Your quote depends on size and duration; speak with the team.
How fast can I get funded?
Once terms are agreed and collateral is locked, settlement is same-day.
Ready to put your Bitcoin to work — without selling it?
Tell us about your position and receive a tailored loan proposal from the team.
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